Some things to consider:
Place the contents of your wallet on a photocopy machine, do both sides of each license,
credit card, etc., you will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place.
I pass it along, for your information. We’ve all heard horror stories about fraud that’s committed against us using our name, address, SS#, credit, etc.
But here’s some critical information to limit the damage in case this happens to you or someone you know. As everyone always advises, cancel your credit cards immediately, but the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them easily. File a police report immediately in the jurisdiction where it was stolen, this proves to credit
providers you were diligent, and is a first step toward an investigation (if there ever is one).
But here’s what is perhaps most important: – Call the three national credit reporting organizations immediately to place a fraud alert on your name and SS#. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
The numbers are:
- Equifax (http://www.equifax.com/): 1-800-525-6285
- Experian (http://www.experian.com/
– formerly TRW): 1-888-397-3742 - Trans Union (http://www.transunion.com/): 1-800-680-7289
- Social Security Administration (fraud line): 1-800-269-0271
You know, we pass along jokes; we pass along just about everything. I think we should pass this information along too. I know this could really help people.
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